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Safe
Shopping Guarantee
- We guarantee that you will never have to worry about credit card safety when
you shop at ArtXchangeNetwork.com.
Who is The ArtXchange
Network?
The ArtXchange Network is one of many online museums and poster/prints
services. We specialize in producing very high-quality images and prints of
modern and classical art. Our catalog is still growing everyday of your
favorite hard-to-find pieces from all your favorite artists. Also, we are a
printing service so you can add your high resolution images now and start
making money today!
So how do I know it's safe
to shop with you?
We use the
latest encryption technology to protect your personal data, including your
credit card information to assure that every transaction you make at our
site will be safe. So safe in fact that since our founding in 2000 and after
thousands of transactions, we've never had a single case of unathorized charges
being made to a credit card as a result of shopping wit us. If we ever do, we
will guarantee the customer against any loss.
Under the Fair Credit Billing Act, your bank cannot hold you liable for more
than $50 of fraudulent charges. Should any unauthorized use of your credit card
take place, through no fault of your own, as the result of purchases made at
any of our sites and your bank hold you liable for any of this $50, ArtXchangeNetwork.com
will pay this entire liability for you. Also see how we protects your
privacy.
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Mail-Order Rule
Fair Credit Billing Act
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Mail-Order Rule
The
federal Mail-Order Rule, also known as the 30-Day Rule requires businesses that
advertise mail or telephone-order merchandise to have a reasonable basis for
stating or implying that they can ship within a certain time. Even if no
shipment time is stated, the law requires Merchants to have a reasonable basis
for believing that they can ship within 30 days (thus, the nickname). If a
business discovers it cannot ship on time, it must seek your consent to delay
shipment. If it is unable that consent, the Merchant must, without any request
from you, promptly refund all the money you paid.
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Fair Credit Billing Act
If you're
charged for something you didn't order, you must notify your credit card
provider in writing in accordance with its reporting rules and procedures and
the federal Fair Credit Billing Act. Under the act, if you find such a mistake
on your bill, you must send a written letter to the creditor within 60 days
after the first bill containing the error was mailed to you. Consumer advocates
recommend you send the letter by certified mailing with a return receipt
request, so you have proof of the mailing date. The Better Business Bureau
recommends that you include:
A copy of your credit card statement showing
your name and credit card number and unauthorized charge in dispute
A statement explaining the billing error and the
dollar amount involved
Your card issuer must respond to your letter within 30 days after it is
received unless the problem is resolved within that period. While a bill is
being disputed, the creditor may not threaten to damage your credit rating or
report you as delinquent to anyone. In addition, most banks cover all the
charges that result from unauthorized use of your credit card or limit your
liability to the $50 required by federal law.
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© 2004-2005 The ArtXchange Network, LLC. All rights reserved.
Call Toll Free 1-866-801-5399
The ArtXchange Network the leading online print and poster retailer provides laminating services, posters,
art prints, paintings, canvas prints, vintage prints, vintage original posters, fine art prints, inspirational posters,
giclee prints, art reproductions and original art and photography.
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